Insurance Claim Reject Kyun Hota Hai? Complete Guide

Insurance Claim Reject Kyun Hota Hai?

Insurance policy financial protection deti hai, lekin kai baar claim reject ho jata hai.

Main Reasons

1. Galat Information

  • Bimari chhupana
  • Smoking habit chhupana
  • Galat age batana

2. Waiting Period

Waiting period ke pehle treatment par claim reject ho sakta hai.

3. Policy Lapse

Premium time par na dene par claim reject ho sakta hai.

4. Exclusions

  • Cosmetic surgery
  • Self injuries
  • Drug abuse

5. Late Intimation

Late information dene par claim reject ho sakta hai.

6. Documents Missing

  • Hospital bills
  • Discharge summary
  • FIR

Kaise Bache?

  • Sahi information dein
  • Policy rules padhein
  • Documents complete dein

Conclusion

Sahi information aur policy rules follow karne se claim easily approve ho sakta hai.